Showing posts with label Quality of life. Show all posts
Showing posts with label Quality of life. Show all posts

Thursday, June 30, 2011

Canada and Immigration Tips

Should I Move to Canada?


There are a lot of people who love the idea of moving to another country and believe the cheapest and best places to live lie outside the borders of their native land. For this group of individuals immigration is the one solution to their dream of improving their quality of life. Of all the nations in the world that people contemplate moving to you'll discover that Canada seems to top many lists. While obtaining a Canadian tourist visa is relatively easy you will soon learn that the route to acquiring a Canada immigration visa is somewhat challenging, to say the least!

Moving to Canada

The ways and methods for applying for a Canadian immigration visa are varied and differ based on a number of factors about the person wanting to move to Canada. Your first step is to do some preliminary research. Begin by simply reviewing the application form to learn about the items which are necessary. This way you can prepare all of your documentation prior to filling out the correct kind of form for you particular circumstance. Once you've looked through the list of required items its then wise to go a little further and find extra tips and information online. Like anything in life the more prepared you are - the more information you have at your disposal and the more you learn about the present rules for immigration the greater your odds of success.

Canadian Permanent Resident Status

The goal of your application is to obtain Canadian Permanent Resident Status and the only way to get there is through the federal government of Canada. Although you can apply on your own the fastest way to ensuring you get approved is by hiring the best Canadian immigration lawyer you can find. To improve your odds of success you can also register your application for two types of residency positions - to be a long term resident of Canada but also apply for a short-term position. This way of applying is perfectly acceptable and is known as "Dual intent".


If you are unsure if living in Canada is for you and want to start by traveling through Canada you can do so with a different kid of visa whereby you will not be regarded as a resident but you will still be able to stay and travel freely. Its important that you understand all of the facts around these types of temporary visas and the application requirements. One great resource to learn all you need to know is 'The Canada Immigration Workplace'.

When it comes time to send in your application for an immigration visa double check and make sure you have submitted all of the required information and documents that are requested. Additionally its important to understand that if you provide any false information or if you simply refuse to supply any of the required paperwork not only will you be refused admittance into Canada but you will also not be permitted to re-use your application for immigration to Canada. In other words you will have to start over.

While these laws may sound harsh they're in place to offer freedom and access to genuine travellers who want to temporarily reside in Canada.

Wednesday, April 13, 2011

Best Places to Retire Abroad

Yesterday I asked if you were ready to Retire Abroad in 2011. I laid out some key considerations and a bit of homework for preparing for a life abroad. Today I'd like to suggest a few of my favorite places - my top retirement places - my hot picks, if you will, for where to consider retiring to.

Quality of Life - Quality of Living

When it comes to making a big change like moving abroad the primary motivator is often getting more bang for your pension buck. In other words finding a cheaper place to live - a place where you retirement best egg or pension will go further providing you a better or higher quality of life than it would where you are currently living. As we discussed in the previous post Quality of Life is subjective - everyone has different ideas here and it's important to clearly identify what works for you. What is living a quality life to you? For one the weather is key but another might be willing to live in an igloo as long as they could quickly get to their family and loved ones.

Best Places to Retire Abroad in 2011

For North Americans the traditional 'Hot Spots' for living the expat lifestyle in retirement have been located in Central America. Costa Rica, Panama, Mexico and Belize have been perennial favorites. Recently Americans have been moving even further south with South America coming into their sites. This past year International Living claimed Ecuador as the best place to retire not only that they said it was one of the cheapest places on Earth. Well we know they were exaggerating but it certainly is one cheap place to live that still offers a quality of life.

For Brittons and Europeans France, Spain, Italy and Portugal have always been in the spot light because they satisfy many of those Key Considerations we talked about yesterday.

Today let's look at what places are popping onto the radar as the Best Places to Retire in 2011.
  • Cyprus and more specifically Northern Cyprus - yes Cyprus has had a bad wrap in the media over the years but the reasoning is really irrelevant to retirees. So, what's wrong with Cyprus? The same thing that's wrong with Panama or pretty much any other country that offers a low cost of living - the wages are low and it's tough if not impossible even illegal for an expat to work there. But if you're looking for a place to retire than employment prospects are really quite irrelevant aren't they? What is great about Cyprus is the cheap real estate; the economy is stable, in fact they are about to become the presiding country for the EU; the standard of living is good; the weather is almost perfect; the Mediterranean - diet food and drink - is healthy and exceptionally good; and foreigners are accepted here with big smiles and open arms.  
  • Argentina - speaking of South America (above) this lovely country is world renowned for it's wine and culinary delights. And it's cheap! The quality of living in Argentina is excellent while the real estate prices are low as is pretty much every other necessity of life. There is a definite European flavor to this country and unlike many other expat favorites you won't find them all, gathered in one enclave. Here, as in Panama expats tend to spread out and blend into the local communities.
  • Panama - If you've been following this blog or even just surfing around it you know this is am all time fav. This is the place I chose to live for a few years and ended up buying land here. Panama is known to be very safe and exceptionally friendly to all foreigners. This is most likely due to the fact most Panamanians come from foreign lineage. Panama was a small sparsely populated country until the Panama Canal project. Thousands of migrant workers from all over the world came to Panama to build the canal and stayed. This multi-cultural mix makes Panama completely unique when compared to its more homogeneous neighbours of Costa Rica and Columbia.  Although Panama would no longer be considered one of the cheapest places to live it is still very reasonable by American and European standards. Whats more Panama has an developed an air of sophistication no doubt a result of that multi-cultural mix and the fact it is one of the largest international banking centers in the world.
  • South Africa - If you know your geography you know the African continent is huge! I actually wrote a post about Africa as the Biggest Places in the world. And down, way down on the most Southern tip of this great land mass you find the country of South Africa. Like Panama it has had it's share of social and political turmoil but also like Panama all of that is long past. Today you can enjoy a first world - first class - high quality standard of living on a low budget. South Africa has pretty much everything an expat would want - weather, culture, cuisine, fine wine, and beautiful scenery and wildlife. As an added bonus English is the main language making it universally easy and comfortable for Americans and Europeans alike. 
Well there you have it - a few off-the-map places you may not of heard about or considered for retirement but if you're considering - thinking - pondering the idea of retiring abroad each of these places deserves a good look!

Tuesday, April 12, 2011

Retire Abroad in 2011!

Are you ready to Retire Abroad in 2011?

Deciding to retire abroad is an idea that many people are embracing for one of two reasons: it's because they're disillusioned with their home country for religious, social, political or economic reasons or they simply want to experience more of our world while they have the physical and financial resources to do so.

If you are seriously thinking of venturing out and finding a new home abroad in retirement there are a few key considerations you want to mull over prior to making that big commitment and moving overseas.

You don’t overlook any part of your plan that would be critical to your success as an expat. Think of this as your checklist to a new and wonderful life abroad in retirement!

Key Considerations for Retiring Abroad

Why Relocate in Retirement?

If you’re a foot loose and fancy free single that's one thinking but if you're married or in a committed relationship that's another. It's important to search your heart and your mind for the reasons you really want to move. If you are in a relationship make sure you do this individually without edit from your other half. Then compare notes and look for common reasons - hint - there better be a majority of them or you may be headed for trouble.  Whether you’re in a relationship or not you need to make certain you rationale for making the big move makes sense and that you have not only mutual harmony but individual harmony in your decision.

Now it's OK to have different motivators and reasons for moving abroad but again you want to look for compatibility and commitment. The goal is to make the move whereby everyone gets what they want and need.

Another reason to be very clear clear on your 'why' is so that you can find the right 'where'. If you don't know exactly what you want how will you know you've found it?

Change can be stressful - actually it's always stressful! Especially when you have spent some many years accustomed to your own culture and even the simplest things. When you move abroad our world will be turned upside down. At first it will seem fun and exciting but after the initial adrenalin rush wears off you  are sure to experience some trying times.  This is where your list comes in really handy. You can pull it out and remind yourself of all the reasons you wanted to leave your old home and all of the positives you are gaining from being in your new one.

Where are you going?

Quite often future expat retirees have a place in mind for their new life. It could be a place they have already been on vacation and have fantasized about ever since. Perhaps its somewhere that they already have some property maybe even a vacation home.  Or it may be a place they have never been before. It's very common for subscribers of the well known International Living Magazine to spend years reading and dreaming about a place they really want to call home.

In any of these examples it's easy to get tunnel vision. To get so focused and obsessed with just one idea or spot that you negate the possibility of living elsewhere.

This is a good time to pause and pull out your list and take the time to consider if this is truly the right choice for you. Here are a few things to think about -

  • Weather - is 'better weather' a big factor for you? If the answer is yes, than think about this - What to you means ‘better’? Define it. Get a handle on it by looking at it from all angles. For many who are simply fed up with cold winter months its easy to swing the pendulum too far in the opposite direction. I mentioned in previous posts that I lived in the Republic of Panama - what many consider to be the best place to retire. Numerous times I met people who had chosen the dream of living beach side only to find themselves fed up with sand, endless air conditioning or showers three times a day. Their beachside dream melted into a pile of sweat! 
  • Location-Transportation-Accessibility - sure I realize your goal may be to ‘escape the rat race’ and have the quiet enjoyment of living abroad but the reality is you will likely need and want to  return home for visits occasionally or maybe even often. There aren't very many retirees who move abroad without leaving friends and family behind. They will likely want to visit you and in many cases you will find you are more often visting them. If you have children and grandchildren they lead busy lives and are typically tied to work and other obligations. That means Grandma and Grandpa are going to have to come home if they want to see their next generation.  If you’ve settled in 'the middle of nowhere' not only will it be difficult to get out or for people to visit you it may be quite expensive too!
  • Safety & Security - in North America and many other well developed western countries we have a well thought out rule of law but more than hat we have a well enforced rule of law. In many parts if the world where living is cheap you will still find rule of law but the financial resources fall far behind when it come to enforcement.  It doesn't mean the best places to retire can't also be safe but it does mean you need to be aware and do your homework first. 
  • Quality of Life - if you've spent 50 or 60 years living in a modern developed nation like Canada or te United States than you probably take many things for granted like: infrastructure, health care, shopping, entertainment and cultural activities to name just a few. All of these 'little things' make the difference when we talk about Quality of Life and Standard of Living.  What things will have an impact on your quality of living?  You may think the idea of learning another language is romantic but after six months of struggling with a simple restaurant order you may find the stress can grow to be overwhelming. Or how about something as vital and important as electricity? When was the last time your power went out and what would it be like with this was a monthly, weekly even daily occurrence?
  • Cost of Living - Many Americans may have thought they would retire in the U.S.A. but times they are a changin'. Now more than ever the cost of living is causing Americans to take pause and consider a cheaper life abroad.  But in years past the U.S. dollar was so strong it many a higher standard of living was almost assured.  Exchange rate fluctuations and the declining power of the U.S. dollar is changing the landscape. Even simple trips to Canada are no longer the bargain they once were with the dollar now valued at just 93 cents Canadian and falling.  Countries like Panama can be very attractie for Americans because they have adopted the U.S. dollar as their national currency. These factors can and will affect how much money you need to live comfortably. If you are moving abroad for retirement you likely have to live on a fixed income – the question is where will your money or savings buy you a lifestyle you really want? 
  • Fitting In - some countries are easier to fit into than others. If English is your native language than finding an English speaking country, say you retire in Belize for example, that will present less of a challenge to retiring Americans expats than nations where you have to learn another language. It also important to consider more than just language. I chose to live in Boquete Panama which is a Spanish speaking country but there were many English speaking expats who who were making Boquete their new home. This made it easier to 'Fit in' and find a reference group I could identify with.  Sometimes following others is the place where are you more likely to make friends and enjoy life.
In the next few days I'm going to explore the Best Places to retire Abroad in 2011. Watch for that and let me know what you think! Oh and if you're from Canada or know Canada be sure to vote in our poll over there on the side bar for the Best Places to Live in Canada.

Wednesday, March 9, 2011

International Jobs for US Citizens

As you know this Blog is all about finding the Best Places to Live in the World. For some that means a great place to spend their retirement years for others it means cutting their cost of living - finding a more affordable way to live so they can enjoy a higher quality of life. I get feedback from people all the time wanting to move and looking for cheap places to live abroad. But they also need to find places where they can still work. My good friend Mel just sent me this handout he had put together for a course he was teaching called, The Best Places to Live Abroad for Americans. He shared this segment of his course and the handout is titled,

International Jobs for US Citizens

Guest post by Mel B

Our world has changed over the last few years as the economy has declined and because the job market has shifted too, overseas jobs for Americans are becoming more and more attractive. These overseas jobs for Americans are sometimes just more attractive and more people are willing to explore the possibility. Although there certainly is an appeal and a certain amount of glamor associated with working internationally, it often fades to some degree when the effort to secure that job is spread out before you. It has become more difficult as the competition has increased as a result of the global economy and the increasing numbers of people willing to work abroad but it is certainly still possible. There are many possibilities that are often available internationally that have domestic equivalents and should make the transition possible. For instance, teaching jobs overseas for Americans are plentiful but there are many others besides. Here are just a few:
  • International nursing jobs
  • International sales jobs
  • Overseas security jobs
  • Overseas teaching jobs
  • International business jobs
  • International finance jobs
  • International engineering Jobs
  • Non profit jobs
  • International marketing jobs
  • International accounting jobs
  • Overseas construction jobs
  • International consulting jobs
It is not unusual for we Americans to believe we can just make application and if we are qualified or the best candidate we will get the job. Unfortunately that is not the reality. There is a lot more to the process and it takes far more effort and persistence to secure a position internationally. Some Americans have never even heard of a CV which is the equivalent of the resume and it can even be different in different countries. Another issue that often needs to be addressed is the very real possibility that the country that you land a job in will likely require you to have a visa and it is not uncommon for a visa to take months to get. The good news is many companies that hire internationally will help with this process but it is another hurdle that has to be overcome in the process. One option that some people overlook is the company they already work for. If you are working for a multinational company right now you may have a good chance of transferring abroad easier than finding employment otherwise. You never know until you ask. When you set out to form a plan you will need to keep in mind several factors besides what we have already discussed. First, you will need s assess your abilities so you can accurately filter the jobs you do in fact find and apply for. Also you will need to identify the companies or the industries where your skill set fits and where you have interest. Overshadowing all of these decisions is to identify the countries where you would like to live. Hopefully you will have been in these countries and actually know first-hand about the customs and the cultures. The cultural differences can also be a blind spot that need to be addressed in order to successfully prepare for all aspects of finding and taking a job in a foreign country. The culture in your target country will have an influence on every aspect of the job like:

1. Interrupting information you gather
2. The job application process
3. The interview
4. Negotiation for salary and benefits
5. On the job relationships
6. Rules of conduct in the workplace

These are just some of the ways that culture can directly effect your success of failure in finding jobs abroad for us citizens and doesn’t even begin to address your experience outside of work that so often are important in building a network of contacts to support your work. Because many Americans do not speak a second language this can have a tremendous effect on which jobs are available to even apply for but there is good news. There are many countries where English is the official language and in turn there will be many more opportunities for employment there. In the following table are listed 54 countries where English is the official language and this should significantely reduce the barriers in finding international employment.

Anguilla
Cayman Islands
Jamaica
Papua New Guinea
Tanzania
Antigua and Barbuda
Dominica
Kenya
Scotland
Tonga
Australia
England
Lesotho
Seychelles
Trinidad and Tobago
Bahamas
Fiji
Liberia
Sierra Leone
Turks and Caicos Islands
Barbados
Gambia
Malawi
Singapore
Uganda
Belize
Ghana
Malta
Solomon Islands
United Kingdom
Bermuda
Gibraltar
Mauritius
South Africa
Vanuatu
Botswana
Grenada
Montserrat
St. Kitts and Nevis
Wales
British Virgin Islands
Guyana
Namibia
St. Lucia
Zambia
Cameroon
Ireland, Northern
New Zealand
St. Vincent and the Grenadines
Zimbabwe
Canada (except Quebec)
Ireland, Republic of
Nigeria
Swaziland


There is a lot to this whole international job search but we hope we are leaving you with a more in lightened approach to the matter and some tools that you can use to ease the process no matter where in the world you choose to make your next home. As one final gift we would like to leave you with is a list of some of the more established web locations where you can do significant research on finding international jobs for Americans.

Antal International
Offices in 24 countries with 50 staffed offices. Opened in 1993 and has successfully placed executive in 75 countries
ART: Atlantic Research Technologies
This firm works worldwide to place US and Canadian workers in upper and middle management . Caters to high-tech, industrial and service sectors.
Barclay Simpson
UK based corporate governance recruitment. Specializes in jobs in Internal auditing, financial crimes, information security, risk, compliance, IT auditing and public sector jobs.
CareerJet
This is a search engine for international employment. One can even browse by county, job type or geographic area.
Embassy Job Search
As the name indicates this site all about Embassy jobs but they are not job listings but there are links to the embassy websites you may show jobs available in countries where you may be interested.
Employerjobs.com
Another job search engine based in the UK with reach outside. Key word search based. It appears that applicants get some additional exposure on the front page with a rotating list of names of people seeking employment.
Eurojobs.com
Pan-European job search engine with great country search that details the results by job type and number of jobs
ExecutivesOnTheWeb.com
UK based career site offering executive job search for senior management jobs across the Middle East, Europe, UK, and Africa. Visitors need to register to apply for jobs but can search jobs without registering.
ExecutiveSurf
Executive search firm based in London with offices in Prague, Warsaw and Milan. On their website candidates can apply for positions they are qualified.
GigaJob
Large website covering many countries, some that are not often covered in the international sites. You will not be able to search the entire database at once but will need to switch from one country to another in your job search.
Goinglobal.com
This is a standout site as it offers more than most for the international job seeker. It has lots of country info as well as tools and links that are useful in putting together your resume/CV as well as your job search and cultural advise.
Hudson
An industry leader in recruitment with international recruiting offices in 20 countries. Many valuable resources for the job seeker offered online.
iAgora.com
This site focuses on the recent college grad that may be looking for opportunities internationally. You can apply for free but there is a paid membership offered.
iHipo.com
Singapore based "iHipo targets young professionals and students with a social network platform for both seekers and employers. Registration is not requred to search but it is to apply for jobs.
International Jobs
Career Services for the College of Liberal Arts at the University of Texas at Austin
This site offers a lot of information for the international job seeker including what to expect when you step outside your home country. It attempts to prepare the uninitiated for the world of international employment and they do a pretty good job.
Jobbind.com
Great search engine for finding jobs in many countries. You will default to your country when you go to the site but you can easily change country to search another. One of the widest array of jobs and countries although some have been in the database for an extended period.
Locanto
This site brings together classified ads from all over the world including job postings. You may find jobs posted here that may not be posted elsewhere.
Monster.com
One of the 'monsters' in the industry this site speaks for itself and its reputation for job listings proceeds your visit.
NES Global
This site specializes in engineering services and specialist staff support solutions to its worldwide client base across the Oil & Gas, Power Generation and in doing so gives it a strong footing with offices in the Americas, Europe, the Middle East and Asia.
OverseasJobs.com
International jobs and overseas assignments are the foundation of this site for expats and professionals alike. You can check out jobs without registering
PlanetRecruit.com
Jobs from all over the world on this site and registration is not necessary. One nice feature of this site is you can only send your resume to the intended receipent and it will not be visable to others.
Renego
A classified search engine that has a database of UK, Spain, India, Poland, Austria, Germany, Switzerland, Belgium, Italy, Netherlands, Sweden and even the US. Local language is requried on many of the countries internal pages.
SAM Headhunting
This site is a little different than most as it presents the searches it is working at the moment and you can even see the positions they are trying to fill in individual offices. They cover 19 countries.
StepStone
StepStone works primarily within Europe. Just like so many others you select a country from a map or from the dropdown menu and start your search there.
TipTopJob
This site is like many other in that it has an international list of jobs and you do not have to register to look but if you apply it will automatically register you with the details of your CV
Trovit
Covering many countries in Latin America as well as Europe and the US this classified site has a lot to offer even the casual international job seeker.
World Job List
Site offers advise as well as listing spread all over the world. Most are spa and hospitality industry although others are also represented.

Thursday, February 3, 2011

Cheapest Place to Live in the World

Yesterday we discussed the Cheapest Countries in the World and talked about how important it is to look at a lot more than just the cost of living when it comes to finding a nice place to live.

It's no surprise that some of the most dangerous and poorest countries hit the top of the 'cheapest list' but what is interesting and important to note is that if you scroll down the list just a little you ca find some real gems. Places where the cost of living is very low but also where culture, safety and standards of living are high.

From our cheapest countries list the first one to pop off the page is Paraguay. Paraguay makes the Top 10 Cheapest Places to Live list but it also makes some other lists too. This past year Bolivia, Panama, and Paraguay posted the largest economic improvement according to the 2010-2011 Global Competitiveness Index from the World Economic Forum. Reforms have helped these and other Latin and South American countries weather the global crisis while stimulating their growing economies.

Other countries that make the list of cheapest but have also become favorite hot spots for retiring baby boomers include Uruguay, Ecuador, Nicaragua and Panama. In these countries you can live on a little and you can live very well! Take in leisure pursuits on breathtaking golf courses which have so few players you don't even need to reserve a T-time. Savour gourmet meals in a world class restaurants. After all it will cost you about the same amount you would pay for bottled water and a small appetizer in a in an LA, New York, or London restaurant. In these countries fresh is fresh! Fruits and vegetables you pay way too much for in specialty organic stores in America sell at local markets in these countries for just pennies.

As for the Cheapest Place to Live while maintaining a high Quality of Life - Ecuador wins the spot. It may not be the absolute cheapest place but it certainly closes in the upper ranks. Add in high placements on the Best Places to Retire hit list each year for the past five years running and you've got a winner!

Monday, January 31, 2011

Best Places to Live in the World

Over the past few weeks we have reviewed the Top 5 Best Places to Live in the World according to International Living Magazine's Quality of Life Index. It's time for a bit of a recap and perhaps a Big Picture view of this list.

First the recap -

The Top 5 Leading Countries for Quality of Life in 2011 are -

#1 - The United States - this year hits the top as the Best Place to Live in the World
#2 - New Zealand
#3 - Malta
#4 - France
#5 - Monaco

Now let's back up and take a look at the 'Big Picture' meaning the top 20 countries -

The Top 20 Countries for Quality of Life in 2011 -

#6 Belgium
#7 Japan
#8 The United Kingdom (UK)
#9 Austria
#10 Germany
#11 Netherlands
#12 Portugal
#13 Australia
#14 Andorra
#15 Italy
#16 Norway
#17 Argentina
#18 Hungary
#19 Slovenia
#20 Spain

Each year International Living rates and ranks almost every habitable country in the world to determine which ones offer the best Quality of Life. The overall ranking (Top 20 listed above) are ranked based on their average total score across nine different categories - Economy; Cost of Living; Culture; Environment; Health Care; Freedom; Infrastructure, Climate and Safety. Each country is rated from 1 to 100 on each of those categories. It's not just a few I.L. contributors sitting around a table and making subjective assessments, no they use official data and stats from different sources like - W.H.O. (the World Health Organization); Governments (like Statistics Canada); UNESCO and others.

Sunday, January 23, 2011

The Cheapest Place to Live

This blog started as an exploration of the Cheapest Places to Live in the world and I'm still continuing that quest but the blog has evolved into much more than just that. We're also looking at the Best Places to Live based on a variety of criteria - not just whether they are cheap. After all, would you agree the term 'cheap' is pretty subjective and relative to each individuals circumstances. From one perspective cheap may simply mean the least expensive place to live - lowest rent, lowest real estate cost - literally THE cheapest place but for most people that is an unrealistic measure and one that isn't very useful. When I write about and we as a community discuss the concept of living cheaply what we are really trying to look at is that whole bundle of objective and subject qualities that when taken together result in value. For me it's about a lifestyle that represents the best value. How can I get the most out of life and living for the least amount of money.

What is the Cheapest Place to Live?

To answer that question you first need to figure out what your true costs of living are. Sure some of those are pretty easy to figure out. Things like the cost of housing, the cost of food, the cost of utilities, etc. Now it's important to really develop a comprehensive list of your costs of living. Don't forget to look at insurance, fuel, transportation, education - you really want to brainstorm every single thing you purchase to maintain your quality of life. Pull out bank statements and credit card statements. Examine what you purchase daily, weekly, monthly, yearly and occasionally. It's a pretty straight forward project to accomplish.

How do you measure Quality of Life?

The second part of the analysis is a lot trickier and a lot more individual - it's the subjective measures of quality and of cost. But these subjective items often become the most important. I believe they actually are the most important things of all. So, what am I really talking about here? It's probably easiest to explain the concept by way of example. Let's say I want to find the Cheapest Place to Live in the United States. If I look solely at objective criteria I'm likely to end up somewhere north, somewhere cold, somewhere that not many people want to live. So, my rent may be cheap but what are the other non-monetary costs I'm paying for having that cheap rent? My health may suffer. I have to pay more for heating. My car will wear out faster, These are some of the subjective costs of living I need to take into consideration.

So, as you read this Blog and particularly as we examine the Quality of Life Index for 2011 I'm hopeful your mind and our discussion broadens and gets into some of these more interesting aspects of determining the best place to live - for you and for me.

For those who are following the discussion around our leading countries for quality of life tomorrow I'll get back on the trail and give you more information about our 4th best place for quality of Life, France.