Wednesday, November 27, 2013

25 of the Cheapest Places to Live in the World

Recently I came across this review on 'Top Lists' of the 25 Cheapest Places to Live in the World. It's always interesting to discover how cheap one can really live but it also makes one think - at what cost? Some of these places would be wonderful, I'm sure. Friendly people and beautiful locales but many also come with the price tag of high crime, corruption and weather that is, shall we say, not so great!

Have a watch and leave your comments below - which places would you consider? Which do you think are a complete joke, i.e. In your wildest most desperate times you wouldn't even consider them. Of course if you have first hand knowledge of any of these places then fill us in. Let us know the real story.

Early Retirement Tips To Follow

In this guest post by By Byron Jonas you'll learn some simple and easy tips for planning an early retirement. Sometimes work is the thing that is keeping you at a high cost of living. Have you ever thought about that? How much would you be spending on clothes, restaurants, heating or air conditioning if you were living on a beach in the tropics? In a place where all you need is a light shirt and pair of shorts? Where gentle trade winds keep you cool during the day and warm at night? You may be surprised to discover the Cheapest Places to Live could very well be the places you have been dreaming about!

When you talk about early retirement, many people do not think it is within their grasp. The truth is anyone can do it if they follow some proven methods to get there. A lot of the time people fail to follow some simple steps and they cannot quit working like they would. In this article, we have some hints and tips to help you reach your goals.

We are taught at a very early age to save money, but the truth is we never do. If you plan to retire early, than start putting away money as soon as possible. The more that you can put away the quicker you can reach your goals. Remember, it will take some time, but you can do it with a little work.

Forget trying to keep up with your neighbours or your family. Just because the neighbours buy a new vehicle, it does not mean you have too. It is great that neighbours and family are buying things, but you need to stay the course if you will ever reach the goal you have for yourself. Keeping up with others will just distract you from the goals you have set for yourself.

Use tax breaks to your advantage as well. Many times, you can get a break by opening certain savings or interest bearing accounts. Try to use these to your advantage when they become available. It does not happen all the time, so you will have to look for it.

Diversify the investments that you have right now. A good rule of thumb is not to risk everything on one endeavor. This way if something starts to falter for you, there will be other places that you can turn. Making sure you diversify is very important for long-term growth.

Any added cash that you get or earn should be put into the bank. This way you will not try to spend it and it can help you reach your goal much faster. It will also draw interest as well making you even more money.

When it comes to early retirement, the following tips above will get you off to a very good start. One of the keys is you must stay consistent in this process. Many times, we start off well, but over time we slow down. You must stay consistent if you want to reach your goals.

About the Author: Discover more from Byron and get the low down on early retirement tips and advice now in his comprehensive guide for Auzzies at

Tuesday, November 5, 2013

Places (Cities) with the Highest Income Inequality

During my morning read and review for cheap places to live I came across this slide show on the Huffington Post. Although this doesn't point directly to cheap places to live this list may give you some places to avoid if you count yourself in the 99% vs the 1%.

Cities with the Highest Inequality in the United States

10. Baton Rouge, Louisiana

9. Dallas, Texas

8. Fort Lauderdale, Florida

7. New York, New York

6. Athens-Clarke County, Georgia

5. Gainesville, Florida

4. Miami, Florida

3. Washington, DC

2. New Orleans Louisiana

1. Atlanta Georgia - the U.S. City with the highest income inequality.

Interesting to note that 8 of the 10 are in the south. What do you think? What does this say?

Source: Cities With The Highest Income Inequality via @HuffPostBiz