Friday, May 27, 2011

Best Retirement Places and Plans

Using the iffy long term on the Social Security program consistently within the news, people are becoming far more anxious about their retirement accounts. They want to know what the very best retirement programs and places. Really should they remain with their provider sponsored 401K plan; or go for an individual IRA account?

If they select an IRA, really should it be considered a standard account or a Roth account? And, in the event the go for an IRA where ought to they make investments their income? This article will present you together with the facts you'll want to determine which account is greatest for you personally. Then, with the support of the financial counselor, you are going to be able to make the proper option.

Retirement Planning Companies


Let's talk a bit about the retirement programs that are provided by employers. In the distant previous, these were typically pension options. But, currently most firms opt for to offer you 401k options. Both worker contributions and employer matching are put into these accounts. You will discover limits on the quantity that contributed each and every 12 months and all of the cash is put in tax-deferred.

This means that you simply do not pay taxes until the funds is withdrawn. Often, the employer supplies a list of possible investment options after which the worker would make their selection from this list. The listing is produced up of a selection of stocks, bonds and municipal money and typically offers an individual with an 8% price of return each year depending on the option and on the market.

Personal Retirement Accounts


But some folks aren't coated by their employers or they function for on their own so an employer backed 401k isn't an alternative for them. These persons also need to learn about the top retirement strategies out there for them. For people, the option is generally discovered in either a standard IRA account or even a Roth IRA. There are benefits and disadvantages to each of these sorts of account.

Traditional IRA's are out there to men and women within certain revenue recommendations. In 2008, for a married few submitting jointly this would imply up to $108,000 per year. The money put into and also the income earned from the investments is tax deferred. What this indicates is the fact that you do not need to shell out taxes till you get the cash out. However, in the event you withdraw the money just before you are 59 you may shell out an additional 10% tax penalty. One more disadvantage to this type of account is that you have to begin withdrawing a government mandated minimum quantity each 12 months following you achieve the age of 70 and you must quit contributing at that time also.


Guest Post by Luke Manley

You can get the planning for retirement help you need at the authors popular website. There you'll find additional retirement resources and help finding retired mentors.

Thursday, May 26, 2011

What US City Should I Live in?

Could Boulder, Colorado really be the Best US City to Live in?

Many people ask themselves the question What US city should I live in? People want to live in a place that is safe, with good jobs, a stable economy, and offering a top quality of life. If one has a family excellent local schools and activities for kids will play a part in deciding on the best place to live. Of course all of these characteristics can be found in Boulder, Colorado, which has topped the list of the best cities to live in for years.

Despite the recession the unemployment rate in Boulder remains lower than the national average, thanks to the University of Colorado campus in the city, federal research labs, and a thriving collection of small businesses. Many of the jobs available in Boulder offer good wages. Home values have also remained stable in Boulder while foreclosures and double digit drops in value have plagued the rest of the nation.


Families with children will feel comfortable placing their kids in the Boulder Public School system; the schools are rated high, and students consistently do well in national standardized tests. Boulder also has many family friendly activities year round; there are many trails for hiking and biking, as well as great skiing in the winter months. Boulder is also very safe, with a very low rate of violent crimes being reported each year.

Residents of Boulder have a high quality of life. A 2009 research study rated the people of Boulder not only one of the healthiest places in America one of the happiest places in the States too. Other accolades that Boulder has received include: America's Foodiest Town, one of the Top 10 Winter Towns, #19 on the list of the Top Destinations in the U.S., and #10 on the list of Top 10 Recovery Cities.

The residents of Boulder work hard, play hard, and enjoy their lives- this results in making Boulder one of the best places to live.

Monday, May 16, 2011

Cheapest Place to Live in the US

There are many beautiful places to live in the United States, but with the economy the way it is everyone is looking for the cheapest place to live in the U.S.

It can be a challenge but there are some common thoughts when it comes to your search. First most people know that the east coast is going to be a little on the expensive side but the west coast is also a little expensive. So, that leaves us with the central parts of America. Yes, it's true the best places to live that are affordable and could even be described as inexpensive are found in the mid-western states. This is where you are going to find the cheapest cities in the United States.


The Cheapest Place to Live?


Well Places like: Omaha, Nebraska; Detroit, Michigan; Indianapolis, Indiana; Cincinnati, Ohio; Pittsburg, PA; Minneapolis and St. Paul, Minnesota; Cleveland, Ohio; Oklahoma City, Oklahoma and Houston, Texas. These are some of the cheapest places to live to live in America. The average mortgage in many of this US cities can run from $150,000 and up while the rental properties range from $400 and up for a two bedroom apartment. Now, it is important to note that the average salary may not be nearly as high as other parts of the country but the cost of living is much lower so this factor balances out the whole cost of living factor.

If the rolling hills and the acres and acres of beautiful farm land are appealing than the mid-west and its surrounding areas will be an ideal place for you to live. These areas are rich in culture, technology, and home grown resources. The heartland cities are great culturally and scenically appealing.

The things to think about when looking for the best place to live in America is to look at the salary, the housing costs and the standard of living . These things will help to determine if moving to the Midwest is an option for you. The cost of living is less, the median salary is less, but the lifestyle is very friendly and welcoming, and it is a great place to raise kids. There are several more places within the states mentioned above that are also great to live. The best thing to do is to see what your must haves are and what things you are willing to compromise on.

Editors Update: In November 2011 we explored the best states to live in and presented a series of articles which looked in-depth at each region of the country from coast to coast and from the Canadian Border to Mexico. Be sure to check it out and as always please join the discussion by leaving your comments and opinions about the best and cheapest places to live to in this great nation.

Tuesday, May 10, 2011

Canada's Best Places to Live Poll Results

The poll is closed and the results are in! Yes, we closed down the poll for the Canada's Best Places to Live as voted on by you. The poll was open for the month of April and here are the results along with a comparison to our original article

MoneySense: Best Places to Live in Canada


Back in early April we presented the MoneySense Best Places to Live in Canada for 2011. The Top Places in Canada were:

#1 Ottawa
#2 Kingston
#3 Burlington
#4 Fredericton
#5 Moncton
#6 Repentigny
#7 Brandon
#8 Victoria
#9 Winnipeg
#10 Lévis

And as you know we threw it all back at you in our Best Places to Live in Canada Poll last month. And here;s what you said -


  1. Victoria, British Columbia - by far the leader with 44% over the total votes
  2. Ottawa, Ontario - with 17% of the votes
  3. Burlington, Ontario and Kingston Ontario - tied with 8% each
  4. St. Albert, Alberta and Winnipeg, Manitoba - tied with 6% each
  5. Edmonton, Alberta - with 4%
  6. Fredericton, New Brunswick - with 2%
  7. Brandon, Manitoba and Repentigny, Quebec got not votes. 

The Best Places to Live for College Graduates

Where to Next College Grad?

The Best Places to Live for College Graduates


Graduation is one of the greatest experiences of a student's life and also one of the scariest. It's the time when students need to decide where to live and what they're going to do with the rest of their lives. Sometimes it's as simple as finding the best place to get a job, getting that job offer and off you go. For others, the place they live can be an even bigger decision than what they plan on doing the rest of their lives. Job prospects are, after all, limited to commuting distance.

Following are some of the best places to live for college graduates.

Ithaca, New York


Graduates of Ithaca, New York often stick around after college because of the low unemployment rate. Also, a number of agencies exist in Ithaca to help recent graduates network and find jobs. Nearby Cayuga Lake offers many outdoor activities during the summer while the city is home to a number of museums to entertain residents during winter months.

Hillsboro, Oregon


This suburb of Portland, Oregon is located only an hour from the beach and the mountains, so outdoor enthusiasts will rejoice. Hillsboro is home to Intel, and there are a number of other tech companies moving in and offering more jobs. Another reason this is one of the best places to live for college graduates is because of the low cost of living and non-existant sales tax, perfect for anyone living off of a starting salary.

Austin, Texas


For those craving big city life and warm weather, Austin is a thriving city full of art, music and culture. Austin Texas offers a number of programs to help entrepreneurs which is why it is the small business capital of the country. A 6.8% unemployment rate also gives graduates a relatively good chance to find a job.

Of course, this list isn't an all-inclusive list, but it should give you a good start on finding the best places to live for young people and college graduates.

Friday, May 6, 2011

Best Places to Visit in the World!

In our last post we introduced the Condé Nast Traveler Best in the World! Reader's Choice Awards. This next post in the series represents the Best of the Best - this is the list for the Top 100 Places to Visit in the World. Represented here is a mix of the best Hotels, Resorts and Cruise Lines as voted by the magazines readership. Because each was ranked based on averages and a scale of 1 to 100 this list is in order with 1 being the very top - the pinnacle of success according to the seasoned Condé Nast travelers. Beside each place we have noted their final score (out of 100) and whether it is - Hotel, Resort or Cruise Line. Here are your -

Top 100 Best in the World


  1. FOUR SEASONS TENTED CAMP GOLDEN TRIANGLE - RESORT - Chiang Rai, Thailand - Score: 100
  2. PENINSULA HOUSE - HOTEL - Las Terranas, Dominican Republic - Score: 98.6
  3. LODGE AT KAURI CLIFFS - RESORT - New Zealand - Score: 98.4
  4. MOMBO AND LITTLE MOMBO CAMPS - RESORT - Botswana - Score: 98.4
  5. SAFARI LODGES AT PHINDA PRIVATE GAME RESERVE - RESORT - South Africa - Score: 98.1
  6. 21C MUSEUM HOTEL - HOTEL - Louisville, KY USA - Score: 97.7
  7. 21C MUSEUM HOTEL
  8. THE PENINSULA TOKYO - HOTEL - Tokyo - Score: 97.5
  9. The Peninsula Tokyo
  10. SINGITA SABI SAND - RESORT - South Africa - Score: 97.3
  11. IL SAN PIETRO DI POSITANO - HOTEL - Positano, Italy - Score: 97.2
  12. PUDONG SHANGRI-LA - HOTEL - Shanghai - Score: 97.2
  13. KING PACIFIC LODGE - RESORT - British Columbia, Canada - Score: 97
  14. WESTIN RIVERFRONT RESORT & SPA - RESORT - Avon, CO USA - Score: 96.9
  15. MANDARIN ORIENTAL BANGKOK - HOTEL - Bangkok - Score: 96.8
  16. HOTEL FASANO - HOTEL - São Paulo, Brazil - Score: 96.7
  17. OBEROI VANYAVILAS - RESORT - Rajasthan, Sawai Madhopur, India - Score: 96.5
  18. THE PENINSULA CHICAGO - HOTEL - Chicago, IL USA - Score: 96.4
  19. FOUR SEASONS RESORT - RESORT - SHARM EL SHEIKH, Egypt - Score: 96.3
  20. KIRAWIRA LUXURY TENTED CAMP - RESORT - Tanzania - Score 96.2
  21. MANDARIN ORIENTAL DHARA DEVI - HOTEL - Chiang Mai, Thailand - Score: 96.2
  22. MANDARIN ORIENTAL - HOTEL - Boston, MA USA - Score: 96.1
  23. OBEROI UDAIVILAS - HOTEL - Rajasthan, India - Score: 96.1
  24. AMANDARI - HOTEL - Bali, Ubud, Indonesia - Score: 96
  25. LE FRANSCHHOEK HOTEL & SPA - HOTEL - Franschhoek, South Africa - Score: 96
  26. RESORT AT PELICAN HILL - RESORT - Newport Beach, CA USA - Score: 96
  27. FOUR SEASONS ISTANBUL AT SULTANAHMET - HOTEL - Istanbul, Turkey - Score: 95.9
  28. OBEROI AMARVILAS - HOTEL - Agra, India - Score: 95.9
  29. MILESTONE HOTEL - HOTEL - London, England - Score: 95.8
  30. OBEROI RAJVILAS - HOTEL - Jaipur, Rajasthan, India - Score: 95.8
  31. KESWICK HALL AT MONTICELLO - RESORT - Charlottesville, VA USA - Score: 95.6
  32. SANCTUARY AT KIAWAH ISLAND - GOLF RESORT - Johns Island,SC USA - Score: 95.6
  33. HUKA LODGE - RESORT - North Island, New Zealand - Score: 95.5
  34. THE PENINSULA HONG KONG - HOTEL - Hong Kong - Score: 95.5
  35. HÔTEL DE PARIS - HOTEL - Monte Carlo, Monaco - Score: 95.4
  36. THE PENINSULA BANGKOK - HOTEL - Bangkok, Thailand - Score: 95.4
  37. FOUR SEASONS BALI AT SAYAN - RESORT - Bali, Indonesia - Score: 95.3
  38. FOUR SEASONS CHIANG MAI - RESORT - Chiang Mai, Thailand - Score: 95.3
  39. PERIVOLAS - HOTEL - Santorini, Greece - Score: 95.3
  40. PARK HYATT PALACIO DUHAU - HOTEL - Buenos Aires, Argentina - Score: 95.2
  41. RAFFLES BEIJING - HOTEL - Beijing, CHINA - SCORE: 95.2
  42. FOUR SEASONS HOTEL - HOTEL - GEORGE V PARIS, Paris, France - Score: 95.1
  43. LE SIRENUSE - HOTEL - Positano, Italy - Score: 95.1
  44. AMANPURI, RESORT- Phuket, Thailand - Score: 95
  45. FOUR SEASONS GRESHAM PALACE - HOTEL - Budapest, Hungary - Score: 95
  46. FOUR SEASONS RESORT LANGKAWI - RESORT - Langkawi Island, Malaysia - Score: 95
  47. FOUR SEASONS RESORT MAUI AT WAILEA - RESORT - Maui, Hawaii - Score: 95
  48. THE PENINSULA BEVERLY HILLS - HOTEL - Beverly Hills, CA USA - Score: 95
  49. The Peninsula Beverly Hills
  50. VILLA SAN MICHELE - HOTEL - Fiesole, Tuscany, Italy - Score: 94.9
  51. EMERALD LAKE LODGE - RESORT - Alberta, Canada - Score: 94.7
  52. KENWOOD INN & SPA - RESORT - Sonoma, CA USA - Score: 94.7
  53. THE SAXON - HOTEL - Johannesburg, South Africa - Score: 94.7
  54. BEAU-RIVAGE PALACE - HOTEL - Lausanne, Switzerland - Score: 94.6
  55. INN AT SPANISH BAY - RESORT - Pebble Beach, CA USA - Score: 94.6
  56. PORTMAN RITZ-CARLTON - HOTEL - Shanghai, China - Score: 94.6
  57. RITZ-CARLTON BEIJING, FINANCIAL STREET - HOTEL - Beijing, China - Score: 94.6
  58. AUBERGE DU SOLEIL - HOTEL - Napa Valley, CA USA - Score: 94.5
  59. BURJ AL ARAB - RESORT - Dubai, UAE - Score: 94.5
  60. Burj Al Arab
  61. THE CHANLER AT CLIFF WALK - HOTEL - Newport, RI USA - Score: 94.5
  62. ONE & ONLY PALMILLA - RESORT - Los Cabos, Mexico - Score: 94.5
  63. BOBO HOTEL - HOTEL - Buenos Aires, Argentina - Score: 94.4
  64. CHEWTON GLEN - HOTEL - Hampshire, England - Score: 94.4
  65. FEARRINGTON HOUSE COUNTRY INN - HOTEL - Pittsboro, NC USA - Score: 94.4
  66. FOUR SEASONS HOTEL FIRENZE - HOTEL - Florence, Italy - Score: 94.4
  67. HOTEL HANA-MAUI AND HONUA SPA - RESORT - Maui, HA USA - Score: 94.4
  68. SABI SABI PRIVATE GAME RESERVE - RESORT - South Africa - Score: 94.4
  69. SINGITA LEBOMBO AND SWENI - RESORT - South Africa - Score: 94.4
  70. STEPHANIE INN - HOTEL - Cannon Beach, OR USA - Score: 94.4
  71. TAJ LAKE PALACE - HOTEL - Rajasthan, India - Score: 94.4
  72. JAO CAMP - RESORT - Botswana, Africa - Score: 94.3
  73. ROSEWOOD CRESCENT HOTEL - HOTEL - Dallas, TX USA - Score: 94.2
  74. FOUR SEASONS RESORT HUALALAI - RESORT - Big Island, HA - Score: 94.1
  75. Four Seasons Resort Hualalai at Historic Ka'upulehu
  76. RITZ-CARLTON GRAND CAYMAN - RESORT - Cayman Islands - Score: 94.1
  77. HÔTEL LE GERMAIN-DOMINION - HOTEL - Québec City, Canada

    - Score: 94
  78. PARK HYATT TOKYO - HOTEL - Tokyo, Japan - Score: 94
  79. BAUR AU LAC - HOTEL - Zürich, Switzerland - Score: 93.9
  80. FOUR SEASONS PRAGUE - HOTEL - Prague, Czech Republic - Score: 93.9
  81. HOTEL MURANO - HOTEL - Tacoma, WA USA - Score: 93.8
  82. JADE MOUNTAIN - RESORT - Soufrière , St. Lucia - Score: 93.8
  83. MADIKWE SAFARI LODGES - RESORT - South Africa - Score: 93.8
  84. THE REEFS - RESORT - Southampton, Bermuda - Score: 93.8
  85. THE REGENT BERLIN - HOTEL - Berlin, Germany - Score: 93.8
  86. RITZ-CARLTON - HOTEL - Tokyo, 93.8
  87. NISBET PLANTATION BEACH CLUB - RESORT - St. James, Nevis & St. Kitts - Score: 93.7
  88. AMANGANI - RESORT - Jackson Hole, WY USA - Score: 93.6
  89. ROSEWOOD MANSION ON TURTLE CREEK - HOTEL - Dallas, TX USA - Score: 93.6
  90. SANDIBE OKAVANGO SAFARI LODGE - RESORT - Botswana, Africa - Score: 93.6
  91. THE WAUWINET - HOTEL - Nantucket, MA USA - Score: 93.6
  92. LA RÉSERVE DE BEAULIEU - HOTEL - Beaulieu-sur-Mer, Côte d'Azur, France - Score: 93.5
  93. La Reserve De Beaulieu & Spa, Villefranche-Sur-Mer,
  94. MANDARIN ORIENTAL HONG KONG - HOTEL - Hong Kong - Score: 93.5
  95. MANDARIN ORIENTAL PRAGUE - HOTEL - Prague, Czech Republic - Score: 93.5
  96. FOUR SEASONS RESORT LANA'I AT MANELE BAY - RESORT - Lana'i, HA USA - Score: 93.4
  97. SHANGRI-LA HOTEL BANGKOK - HOTEL - Bangkok, Thailand - Score: 93.4
  98. THE SETAI - HOTEL - Miami Beach, FL USA - Score: 93.4
  99. STOWE MOUNTAIN LODGE - RESORT - Stowe, VT USA - Score: 93.4
  100. YACHTS OF SEABOURN - CRUISE - Score:93.4
  101. CASA PALMERO - RESORT - Pebble Beach, CA USA - Score: 93.3
  102. DUMATAU CAMP - RESORT - Botswana, Africa - Score: 93.3
  103. FAIRMONT LE MONTREUX PALACE - HOTEL - Montreux, Switzerland - Score: 93.3
  104. LAPA RIOS ECOLODGE - HOTEL - Puntarenas, Costa Rica - Score: 93.3
  105. CASA SANTO DOMINGO - HOTEL - Guatemala - Score: 93.2
  106. HOTEL MONASTERIO - HOTEL - Cuzco, Peru - Score: 93.2

Wednesday, May 4, 2011

Best in the World! Condé Nast

The votes are in and Condé Nast Traveler has released it's Best in the World! Reader's Choice Awards.

I love reading this issue!  It's fantastic because it comes from the readers of Condé Nast Traveler - not some biased PR firm whose job it is to make Best Of list's. In fact Condé Nast got feedback from almost 26,000 people for this years Best in the World. That's a lot of seasoned travelers opinions and that's what I believe makes this one very credible list. While we're on the topic lets talk a little about the 'methodology' they use to create the ranked Best Of lists which cover pretty much every topic a seasoned traveler would want (see below for categories). Each year the magazine requests feedback from a selected sample of their readers through a secure online survey. This year the final tabulation of the 25,916 responses were done by Global Market Institute, Inc. of Boston, MA. Each candidate - hotel, city, airline etc. - was rated on a five point scale  in different categories. The scores are then averaged and summarized to come up with the rank order form highest to lowest. If any particular candidate did not get a minimum number of complete responses they were re,moved form the competition.

So, what did it all add up too?

Best in the World


There are over 1,000 winners in this years Best in the World lists as selected and voted upon by people who are passionate about travel. Over 500 hotels, almost 400 resorts, cities, islands, transportation and more. This truly is the Best of the Best. The first list puts it all together and gives you the Top 100 Hotels, Resorts and Cruises in the World. Things then get broken down into categories beginning with -

The Worlds Best Hotels


There are 530 hotels in this years list from A to Z, literally! The Best Hotels in the World are known for their uncompromising stand on quality and consistency. It's also interesting to note that 80 of the best also made the list for the World's Best new properties.

Top Cities


The best cities in the world don't have to present a sky line of modern high rises or a collection of historic sites to make the list. No the Top 50 Best Hotels in the World include it all. From Medieval Bruges to Carmel by the Sea. These are also presented by location and broken down into sub sets by six continents - Asia, Africa/Middle East, the United States, Europe, The Americas and Oceania.

The Top Resorts in the World


380 of them! are also broken down by continent so you can find the Best of the Best from Africa to Mainland U.S.A. Whether your looking for the Best Beach Resorts or a Desert Spa this list doesn't fail to please or offer an abundance of options.

Top Island Vacations


Did you know there are actually over 3,000 islands you can visit form the South Pacific to the North Atlantic  But which ones are the best? Well Condé Nast readers will enlighten you as to which are the Top 50 Island in the world. This list may present some surprises but one island you won't be surprised to find at the top of the Oceania category is Maui, Hawaii.

Top Cruises - Airlines - and Car Rentals


No list of the Best of the Best for travelers would be complete without covering the Top Transportation. If it's true that 'getting there can be half the fun' than want to be sure to explore the list of the Top 20 Airlines; Top 20 Cruise Lines and the Top 10 Car Rental Companies. The alternative can leave you stewing for days and when days are all you've got on vacation wouldn't It be a crime to waste the first few getting over a lousy trip!

So, what's missing from the lists? How about the Best Spas for one. Now I know that's not by accident as the magazine devotes an entire issue to the Best Spas in the World. I'll be sure to review that one as soon as it arrives!

For now click forward as we jump into each of the Best in the World Lists one at a time. Be sure to have your notepad and travel agents number handy as I'm sure by the end of your read you're going to be ready for the trip of a lifetime!


The the way if your looking for the Cheapest Place to find Condé Nast Traveler check out the source link below - I've uncovered one whopper of a deal for you!

Source: Condé Nast Traveler

Tuesday, May 3, 2011

Best Places to Retire - Belize Facts

International Living recently posed this question...

is Belize the easiest place to retire?


Well, according to the current issue of International Living magazine, Belize is: English speaking; has a very low cost of living, and on top of that it has no taxes! Oh and did I mention it's in the Caribbean?

In fact Belize is most likely the last place where you can still get find truly affordable Caribbean real estate.

Belize Facts:


Belize is a politically stable Central American country that is quite small and close by. Thats just one fact that makes it easy to consider as part of your retirement investment plan - whether you are interested in escaping winter for a few months each year or wanting a full time retirement get-away.  Where is Belize? Why it's just down the Caribbean Coast south of Mexico and west of  Guatemala.

It’s really very easy to enjoy yourself what with miles of tropical beaches; the second longest barrier reef on the planet; what many consider to be the best diving and snorkeling on earth; lush rain-forests; beautiful mountain retreats; natural preserves; vast rivers; above ground and underwater cave systems, and a plethora of Mayan archeological sites - yes, there's no shortage of things to do in Belize!

The fact that it's one of the most affordable retirement destinations only adds to the benefits.

Belize Real Estate For Sale


How affordable you ask? On Ambergris Caye, one of the numerous islands of Belize, a two bedroom, one bath, 900 sq ft house with air conditioning and close to the main village of San Pedro is for sale at just $135,000. Go 1 1/2 miles south to the village at Royal Palm Villas and you'll discover one bedroom oceanside condos for sale listed at just $149,000. These are new, modern condos with additional features like 24 hour security, a swimming pool, and air-conditioning.

Now if you're new to the whle idea of investing in Caribbean Real Estate or the idea of a Central American Retirement you might be wondering how those prices compare to other Caribbean hot spots like Bermuda where you will pay in excess of $800,000 for an average condo or St. John in the US Virgin Islands where you need to cough up $600,000 for something similar.

Yes, Belize is truly a Caribbean paradise. It was formerly known as "British Honduras" this the English speaking population. And it offers numerous important bonuses for anyone wanting an easy way to retire abroad in 2011.

Your Belize Retirement Calculator


Take a few moments to add up all of these benefits when to choose to retire in Belize and be convinced this truly is the easiest and best place to retire.

  1. As we've already mentioned first and foremost English is the national language. That means living in Belize as an American you will benefit from being able to speak with neighbours, store keepers, realestate agents, drivers, bankers, waiters, well everyone really, in a common language you already understand. And most importantly, when it comes to legal papers, any contract you negotiate, whether its to rent or purchase a home, is written in English too. That translates into one more way to simplify your move and your life.
  2. Next on our list is currency. The Belize dollar is pegged to the U.S. dollar at a constant 2 to 1 plus U.S. currency is commonly and readily accepted in Belize. For you that translates into easy currency conversions - no need for any advanced retirement calculator here!
  3. Taxes - the tax situation in Belize is another easy thing to manage. With No taxes on foreign earned income; No capital gains taxes; No corporate taxes; No inheritance taxes - it couldn't be any simpler.
  4. The population of Belize is just over 300,000 people. And we're not talking about the population of their largest city no,   that's the population of the entire country! Belize is just 180 miles long and about 68 miles wide. That translates into one easy retirement lifestyle - easy to find the people, businesses, services and any other resources you may need to get things done.
  5. The Retire Belize Program - not only do they have one of the best Retirement Programs in the Caribbean you don't even need to be retired to sign up for the benefits. Modelled after Panama's famous Pensionado Program, you need to be 45 years or older and prove you have a minimum monthly income of $2,000. That can be from a pension or an annuity, including Social Security. As an added benefit the program allows you to bring all your personal goods into Belize tax free.
Ready to Escape to Belize? Click here to learn more about the possibilities.