Best State to Retire in the Central US

When considering a retirement destination in the US, Texas may not be on the top of everyone’s list. Surely, Florida and California get the most press. However, Texas is an incredible place to spend the golden years of retirement. With a huge land area, plenty of big cities, small towns and an honest, “down home” feel, Texas is now considered one of the best places to retire in the United States. From the hustle and bustle of San Antonio and Dallas to the peace and quiet of a Texas cattle ranch, there is truly something for everyone here, making Texas one of the best states to retire in.

The Best City to Retire in Texas

Austin, Texas is one of the best cities to retire in Texas. With a population of nearly three quarters of a million people, one-seventh of which are 55 or older, Austin is located in central Texas. With sunshine 60% of the year, average temperature in the summer is 95 degrees, while winter lows range in the mid-50’s. Austin has a thriving music scene, and is known as the “Live Music Capital of the World”. Median income for those 55 and older exceeds $54,000 a year and the median home price is $222,000, although foreclosures in the city can be bought for much less. Austin is home to a thriving visual and performing arts scene. With three man made lakes inside the city limits and many more in the surrounding areas, fishing and water sports are also extremely popular in the area. The Texas hill country to the west of Austin offers even more outdoor recreation. Great for those who desire an urban environment with a rural feel, Austin is a first-class retirement destination.

Introducing Austin Texas

Cheapest Place to Retire in Texas

Lubbock or leave it, Lubbock is the cheapest place to retire in Texas. This northwestern Texas city of 230,000 people has a semi-arid climate with hot summer days, cool summer night and snow in the winter. Median family income here is approximately $42,000 and a typical three bedroom family home can be had for little more than twice that. The housing market in Lubbock is 20% less than the national average, while the total cost of living here is a full 11% below national expenditures. Everything here is cheaper, even utilities, which are 25% below average. Lubbock is the birthplace of musical legend Buddy Holly, Mac Davis and Natalie Maines, and the home of the National Cowboy Symposium. Old west culture is strong here, and the city pays tribute to it with many festivals and expositions. Financial considerations aside, Lubbock is a great place to call home.

When choosing the best place to retire, Texas may not be on your radar. However, with both rural and urban areas, an extremely low cost of living and tons of culture and entertainment, Texas should be high on your list of possible retirement destination candidates. Texas may well be the best place to live or retire in the central United States.